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maharajahs personal finance news and information. contact us search for: recent posts the worst mistakes you can make when taking out student loans the proper way to finance your new car recent comments categories car finance student loans meta log in entries rss comments rss wordpress.org recent posts the worst mistakes you can make when taking out student loans there are some fatal mistakes that one can make when it comes to student loans, and it’s crucial that you know what they are before moving forward. if you are interested in getting student loans, you will need to know which things you absolutely never want to do. avoiding these mistakes could mean saving yourself a lot of money and frustration later on. when you are young and getting a loan, it can be easy to make certain mistakes. by following these tips you will decrease your chances of big financial problems later on. not updating your contact information if you already have student loans, you will need to stay on top of keeping your information up to date. you want to make sure that the lender can easily contact you if necessary, which is why you want to keep them abreast of any changes to your address or phone number. if any of these contact details change, all you have to do is contact the lender to let them know. if your lender cannot contact you, there could be consequences. if you are planning to move off campus, you should always let them know beforehand. paying others to help you with your student loans there are a lot of shady people out there who run scams that basically claim to help college students and recent graduates pay off their student loans faster. it is important that you avoid getting caught up in one of these scams, because it is only going to hurt you. the truth is that you are kind of on your own when it comes to paying off your loans, so you should never let anyone else try to help, especially if they want to charge you for it. selecting an inappropriate repayment plan when you are going about getting student loans, there will likely be numerous repayment plans that you will have to choose from. take the time to find a plan that will work best for you so that you don’t regret your decision in the future. one of the biggest and most devastating mistakes that people make with these loans is not choosing the right repayment plan. the plan you choose will ultimately affect how easy it will be for you to pay off your debt on time. a typically 10-year repayment plan is a good option because it will give you enough time to pay back the money you borrow without racking up a lot of interest. you don’t want to rush into choosing a certain plan though, because you will likely regret it later on at some point. not consolidating your loans when it makes sense there are certain times when it just makes sense to consolidate your student loans, and it’s important to act quickly. those who do not consolidate their loans could end up really struggling to make their minimum monthly payments. consolidation means potentially getting a lower interest rate and better terms so that you can pay off your loans by the due date or even sooner. you will need to be aware of the benefits and drawbacks of this option before you make a final decision though. not arranging for automatic payments it’s always a good idea to setup automatic payments for student loans, simply because it will eliminate the issue of forgetting to make payments. the amount that you choose to pay on your loans will automatically be withdrawn from your checking account each month so you won’t have to worry about doing it manually. those who choose this option will likely get a reduced interest rate, which in turn will make it even easier for you to pay back the full balance of your loans. not paying more than the bare minimum when possible if it possible for you to pay more than the bare minimum each month on your student loans, you should absolutely do it. the faster you pay off your loans, the more money you will be able to save. the more money you put down on your loans each month, the closer you will get to paying off your debt early. you could end up saving hundreds or even thousands of dollars by doing this, depending on how much you owe. this is something that a lot of people don’t do even when they are able to, and it’s a huge mistake to say the least. spending more now means saving a lot of money in the long term. making late payments every time you are late making a payment on your student loans, your credit will be negatively impacted. it is important that you make your payments on time so that you don’t get penalized. most lenders will charge you a fee if you are late on a payment, which just makes it even harder to pay bay the full balance of your account on time. make sure that you are making at least the minimum payment each month and on time so you don’t encounter these issues. not looking for the right lender those who have not yet gotten student loans will need to avoid the enormous mistake of choosing the first lender they come across. whether you get financial aid assistance from the government or go through a private lender, you will need to make sure that you weigh your options carefully. you do not want to choose a shady or untrustworthy lender to borrow any amount of money from. final thoughts taking out student loans is fraught with all kinds of potential mistakes and problems if you aren’t careful. the more information you arm yourself with, the less likely it will be that you will have deep regrets later on down the road. avoiding some of these mistakes can mean saving yourself a substantial amount of money and stress. the fewer problems you have to deal with while paying back your loans, the happier you will be. the proper way to finance your new car if you are planning on financing a new vehicle, it is important that you know which steps you need to follow. there is a certain process to getting the money necessary to buying a car, and you will want to know what each step is before getting started. there are a ton of mistakes that people make when it comes to getting financing for a vehicle, and the more you know the better. knowledge is definitely power when it comes to getting a loan for something as expensive as a brand new car. scrutinize your finances closely the very first step in financing a new car is to figure out whether or not you can afford one right now. it might not be a good time for you to take on such a big loan, so you will need to look at your finances and run the numbers. this will ultimately prevent you from making a huge mistake that you will later regret very deeply in the near future. sometimes it is just not a good time to take out this type of loan, so you will have to spend some time with a calculator before deciding. take a look at your budget before you make a choice. familiarize yourself with your credit if you haven’t taken a close look at the state of your credit in a while, now is definitely the time to do it. it is important that you know what kind of shape your credit is in, because it will have a huge impact on your ability to get approved for a car loan. while it is possible to get one of these loans with bad credit, you will likely end up paying a much higher interest rate. the better your credit is, the better of a deal you will be able to get on a car loan. you will be able to get a free copy of your credit report, which you should look over closely to make sure there aren’t any mistakes on it. start looking for a lender although it might sound a bit strange, you should start looking for a reputable lender before you go car shopping. the lender you ultimately decide on will set all of the terms of your car loan, so you don’t want to rush into this decision or take it lightly. one of the biggest mistakes a person can make when it comes to taking out a car loan is to select the wrong lender. there are lots of different things that you can do to ensure that

URL analysis for maharajahs.co.uk

http://www.maharajahs.co.uk/comments/feed/
http://www.maharajahs.co.uk/category/student-loans/
http://www.maharajahs.co.uk/feed/
http://www.maharajahs.co.uk/wp-login.php
http://www.maharajahs.co.uk/the-worst-mistakes-you-can-make-when-taking-out-student-loans/
http://www.maharajahs.co.uk/category/car-finance/
http://www.maharajahs.co.uk/the-proper-way-to-finance-your-new-car/
http://www.maharajahs.co.uk/contact-us/
emu.co.uk

Whois Information

Whois is a protocol that is access to registering information. You can reach when the website was registered, when it will be expire, what is contact details of the site with the following informations. In a nutshell, it includes these informations;

Domain name:
maharajahs.co.uk

Data validation:
Nominet was able to match the registrant's name and address against a 3rd party data source on 25-May-2018

Registrar:
123-Reg Limited t/a 123-reg [Tag = 123-REG]
URL: http://www.123-reg.co.uk

Relevant dates:
Registered on: 20-May-2018
Expiry date: 20-May-2019
Last updated: 22-May-2018

Registration status:
Registered until expiry date.

Name servers:
ns1.cp-uk-2.webhostbox.net
ns2.cp-uk-2.webhostbox.net

WHOIS lookup made at 03:39:55 06-Dec-2018

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  REFERRER http://www.nominet.org.uk

  REGISTRAR Nominet UK

SERVERS

  SERVER co.uk.whois-servers.net

  ARGS maharajahs.co.uk

  PORT 43

  TYPE domain

DOMAIN

SPONSOR
123-Reg Limited t/a 123-reg [Tag = 123-REG]
URL: http://www.123-reg.co.uk
Relevant dates:

  CREATED 20-May-2018

  CHANGED 22-May-2018

STATUS
Registered until expiry date.

NSERVER

  NS1.CP-UK-2.WEBHOSTBOX.NET 5.100.154.160

  NS2.CP-UK-2.WEBHOSTBOX.NET 5.100.154.160

  NAME maharajahs.co.uk

DISCLAIMER
This WHOIS information is provided for free by Nominet UK the central registry
for .uk domain names. This information and the .uk WHOIS are:
Copyright Nominet UK 1996 - 2018.
You may not access the .uk WHOIS or use any data from it except as permitted
by the terms of use available in full at https://www.nominet.uk/whoisterms,
which includes restrictions on: (A) use of the data for advertising, or its
repackaging, recompilation, redistribution or reuse (B) obscuring, removing
or hiding any or all of this notice and (C) exceeding query rate or volume
limits. The data is provided on an 'as-is' basis and may lag behind the
register. Access may be withdrawn or restricted at any time.

  REGISTERED no

Mistakes

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